Terms and Conditions

Welcome to Opttab.com. These Terms and Conditions ("Terms") govern your access to and use of our AI-powered platform, services, and related features (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account, accessing, or using Opttab's Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Eligibility

To use our Services, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using the Services under applicable laws
• Provide accurate, complete, and current registration information
• Maintain the security of your account credentials

3. Account Registration and Security

3.1 Account Creation

You must create an account to access certain features of our Services. You agree to provide accurate and complete information during registration and to keep this information up to date.

3.2 Account Security - Your Responsibility

3.3 Liability for Account Access

You are responsible for all activities that occur under your account. We are not liable for any loss or damage arising from unauthorized access to your account due to your failure to maintain adequate security measures. You agree to immediately notify us of any unauthorized use of your account or any other security breach.

4. Use of Services

4.1 License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal or business purposes.

4.2 Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Violate any applicable laws, regulations, or third-party rights
• Use the Services to create, distribute, or promote illegal, harmful, or offensive content
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with or disrupt the Services or servers
• Use automated systems (bots, scrapers) without our express permission
• Reverse engineer, decompile, or disassemble any part of the Services
• Remove or modify any copyright, trademark, or proprietary notices
• Impersonate any person or entity or misrepresent your affiliation
• Transmit viruses, malware, or other harmful code
• Collect or harvest information about other users
• Use the Services to spam or send unsolicited communications
• Generate content that infringes on intellectual property rights
• Create content that is defamatory, discriminatory, or harassing
• Attempt to manipulate or exploit our AI models

5. Subscription Plans and Payments

5.1 Subscription Plans

We offer various subscription plans with different features and usage limits. Plan details, pricing, and features are available on our website and may be updated from time to time.

5.2 Payment Terms

• All fees are in US Dollars (or specified currency) and are non-refundable unless otherwise stated
• You authorize us to charge your payment method for all fees incurred
• Subscription fees are billed in advance on a recurring basis (monthly or annual)
• You are responsible for all taxes associated with your subscription
• We reserve the right to change our pricing with 30 days' notice

5.3 Automatic Renewal

Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. You can cancel your subscription at any time through your account settings.

5.4 Refund Policy

Refunds are generally not provided except as required by law or at our sole discretion. If you believe you are entitled to a refund, please contact our support team within 7 days of the charge.

6. Intellectual Property Rights

6.1 Our Intellectual Property

The Services, including all software, text, images, trademarks, service marks, and other content, are owned by or licensed to Opttab and are protected by copyright, trademark, and other intellectual property laws. You may not use our intellectual property without our express written permission.

6.2 Your Content

You retain all rights to the content you input into our Services ("Your Content"). By using our Services, you grant us a limited license to:

• Process Your Content to provide the Services
• Store Your Content on our servers
• Use anonymized and aggregated data derived from Your Content to improve our Services

6.3 Generated Content

Subject to your compliance with these Terms and payment of applicable fees, you own the content generated by our AI Services based on Your Content ("Generated Content"). However, we cannot guarantee that Generated Content is unique or doesn't infringe third-party rights.

6.4 Representations

You represent and warrant that:

• You have all necessary rights to Your Content
• Your Content does not infringe any third-party rights
• Your Content complies with all applicable laws

7. Data Protection and Privacy

7.1 Our Commitments

We implement reasonable security measures to protect your data. Please review our Privacy Policy for detailed information about how we collect, use, and protect your information.

7.2 Your Responsibilities

7.3 Data Breach Responsibility

While we take reasonable precautions to protect your data, we are not liable for data breaches resulting from your failure to implement proper security measures, including but not limited to failing to enable 2FA, using weak passwords, sharing account credentials, or failing to monitor your account for unauthorized access.

8. Limitation of Liability

9. Indemnification

You agree to indemnify, defend, and hold harmless Opttab, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:

• Your use or misuse of the Services
• Your violation of these Terms
• Your violation of any third-party rights
• Your Content or Generated Content
• Unauthorized access to your account due to your failure to maintain security

10. Service Availability and Modifications

10.1 Service Availability

We strive to provide reliable Services but do not guarantee uninterrupted access. We may experience downtime for maintenance, upgrades, or due to factors beyond our control.

10.2 Changes to Services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time with or without notice. We are not liable for any modification, suspension, or discontinuation of the Services.

10.3 Updates to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Services after such changes constitutes acceptance of the updated Terms.

11. Termination

11.1 Termination by You

You may terminate your account at any time by following the account closure process in your account settings or contacting support.

11.2 Termination by Us

We may suspend or terminate your account and access to the Services at any time, without prior notice or liability, for any reason, including if:

• You breach these Terms
• You fail to pay applicable fees
• We are required to do so by law
• Your use of the Services poses a security risk
• We decide to discontinue the Services

11.3 Effect of Termination

Upon termination, your right to use the Services immediately ceases. We may delete your account and data in accordance with our data retention policies. Sections of these Terms that by their nature should survive termination shall survive, including intellectual property provisions, disclaimers, and limitations of liability.

12. AI-Specific Terms

12.1 AI Content Disclaimer

AI-generated content may contain errors, inaccuracies, or biases. You are responsible for reviewing and verifying all AI-generated content before use. We do not guarantee the accuracy, completeness, or quality of AI-generated content.

12.2 Usage Limits

Your subscription plan includes specific usage limits (e.g., number of AI requests, tokens, or generations). Exceeding these limits may result in additional charges or service limitations.

12.3 Prohibited AI Use

You may not use our AI Services to:

• Generate misleading, deceptive, or fraudulent content
• Create deepfakes or impersonate individuals without consent
• Generate content for illegal activities
• Attempt to extract training data or reverse engineer our models
• Generate content that violates third-party intellectual property rights

13. Dispute Resolution

13.1 Informal Resolution

Before filing a claim, you agree to contact us at legal@opttab.com and attempt to resolve the dispute informally for at least 30 days.

13.2 Arbitration Agreement

Any dispute arising from these Terms or the Services shall be resolved through binding arbitration, except where prohibited by law. You waive your right to participate in class actions.

13.3 Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction where Opttab is registered, without regard to conflict of law principles.

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Opttab regarding the Services.

14.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

14.3 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

14.4 Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms without restriction.

14.5 Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

15. Contact Information

For questions about these Terms or our Services, please contact us: